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- Auto Accidents
- Drunk Driving Accidents
- Brain Injuries
- Burn Injuries
- Child Injuries/Day Care Abuse
- Construction Accidents
- Drowning/Pool Accidents
- Electrical Injuries
- Products Liability
- Motorcycle Accidents
- Truck Accidents
- Wrongful Death
- Catastrophic Personal Injury
- Others Injuries
- The Jones Act
- Subrogation
Truck Accidents Insurance Coverage Lawyer
Most truck accidents involve serious injury and/or death. A typical rig can weigh up to 80,000 pounds. Occupants of a 4,000 pound passenger car have little chance to escape serious injury on impact with such a big rig.
Given the serious injury potential of large commercial vehicles, the minimum insurance required for commercial trucks over 10,000 pounds and subject to the Federal Motor Carrier Safety Regulations is $750,000.
It has been our experience that trucking companies carry at least $1 million in primary coverage and most companies with more than a few trucks carry an additional umbrella policy.
The Federal Motor Carrier Safety Regulations specify larger insurance policies for trucks carrying hazardous material and for commercial passenger vehicles.
Given the propensity for serious injury and wrongful death arising from an 18-wheeler accident, most insurance companies that underwrite large trucker insurance policies have “quick response teams” on the site of the accident within 24 hours.
The purpose of such teams is to gather information helpful in their defense of a wrongful death or serious injury lawsuit.
The insurance company’s defense of truck accident cases frequently centers on efforts to shift responsibility from the truck driver or his company to the injured party or other third parties.
Don’t let the trucker’s insurance company shift responsibility to you or a loved one you’ve lost! Get an experienced truck accident attorney as soon as you can to investigate and find and preserve critical evidence before the insurance company gets its hands on it.
Additional Truck Accident Information:
If you or a loved one has suffered a serious injury, please feel free to contact Gregory S. Baumgartner in Houston, Texas, at (281) 587-1111 or (866) 758-4LAW (toll free), or e-mail him at greg@texastriallawyers.com. Gregory S. Baumgartner has vast experience in handling Houston car accidents, truck accidents, brain injury, spinal injury, burn injury, defective products, personal injury, catastrophic personal injuries, wrongful death cases and drunk driving cases.